There is no denying that Florida is a beautiful place to live. Known for its balmy weather and vibrant culture, tinged with Cuban influences, this state has a lot to offer its residents. If you have a condominium in Florida, however, you know that the area also poses certain dangers. Extreme weather can quickly wear down even the newest of buildings. Fortunately, there are a number of things you can do to protect your condo. By weatherproofing the building and finding the best Florida condo insurance policy, you will guarantee that your home stays in top shape for years to come.
Proper weatherproofing may be the most important thing you do to protect your condo. Hurricane season can be devastating, even on buildings that are relatively new and solidly built. It is important to make sure that all windows are storm-proofed and made from layered glass that is less likely to break. You should also research the structure of the building itself. Most newer construction companies reinforce their structures to stand up to high winds and flooding. If you live in an older building, however, you may not be protected. If your building is not properly reinforced, you should hold a residents meeting and discuss the possibility of updating your building’s hurricane proofing.
Finding the proper Florida condo insurance is another important step you can take to protect your home and yourself. Because there are so many insurance companies to choose from, it may seem easiest to simply open a phone book and go with the first company you see. Prices and coverage can differ drastically from carrier to carrier, however, and it is important that you shop around before committing to a policy. Call up a number of companies and ask them about their rates and coverage. While it may be tempting to go with the cheapest rates, remember that you are paying for protection and that you will only be protected to the extent that your coverage allows. Because of this, it is usually a good idea to weight your decision towards coverage instead of cost.
Finally, it is important to maintain your condominium to keep it in the best shape possible. Even a storm-proofed condo may experience some damage and the faster you fix it, the less of an effect it will have. Florida also has the perfect climate for all types of pests, from termites to bedbugs to rats. Keep your kitchen clean and free of exposed food. If you see a pest, it is important to act as quickly as possible. Call an exterminator before one or two insects have the chance to turn into an infestation.
In the end, diligence is the most important part of protecting your condo. Stay up to date on the latest storm-proofing technology. Buy the best Florida condo insurance that you can find. If you stay on top of these little things, your condo will continue to look as good as new.
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